Middleton, Wisconsin is a hot destination for relocating home buyers today. Part of the drive is pent up demand of persons who moved to the area 12 or more months ago and rented before buying. Their time was well spent discovering and researching the market, schools, neighborhoods, housing stock, and commuter routes. These well prepared people are making offers from a place of knowledge and their offers are getting accepted. Times they are a changing.
The consumer of real estate services is a much sharper and cautious consumer in 2012. Home owners who know the reality of their situation (All markets are not buyer markets and home prices are not all down and out) are able to negotiate reasonable prices for their homes and purchase another home at a fair price and an unfair interest rate...if financing is even necessary. The relocating buyer comes to town well schooled in price points, but without the sharper eye of someone on the ground to guide them. We see over and over where well qualified buyers are losing out on their first choice home because they believe they have no competition; not a correct assumption in Middleton. People who are not otherwise motivated to move off the fence stack up until somebody gives them a reason to jump in. All it takes is one person to try to acquire a property at below fair market value and other ready, willing, and able folks will make offers in line with recent sales.
In the first 10 weeks of this year 61 homes in Middleton are showing on the SCWMLS as sold or pending. Forty one of those are over $250,000. It looks like the high demand is between $275,000 and $565,000.
To get a good look at homes selling in your neighborhood and homes offered for sale, use one of these sites:
Zillow, Trulia, Homes, or even Tom Meyer. Once you get the big picture, you are free to look to me to sharpen your view. It doesn't matter to me if you are staying, selling, or just looking to evaluate your current assessment. I'm a resource for anyone who wants to make a smart real estate related commitment.
Wednesday, March 21, 2012
Wednesday, March 14, 2012
Powerful Real Estate Owning or Renting Tools
Powerful tools are at your fingertips, and I don't mean the yellow pages. The revolution in empowering the American consumer of real estate and related service is picking up steam. Here are a few links to know about for getting the most value out of the building you call home:
Pillar to Post has a beautiful home tips page. Take a Saturday morning to view the room by room, item by item walk around to identify the little problems which you can fix on Saturday before they become big defects.
Use their Cost or Repair Guide to begin planning a home improvement strategy. Starting here will empower you to know the approximate costs so you won't be boondoggled by contractors who might charm an inflated bid past you.
Using regional data is the better way to know a return on your investment (ROI) for repairs. Making improvements to better enjoy your home is good enough reason to spend a little time and money this year. But, before you commit to a project that you think is a big payoff in ROI, check your thoughts against the 2011-12 National averages at Remodeling.
I'm an ally for people who live with roofs over their heads. Go forward. Live in your home free of stress.
Pillar to Post has a beautiful home tips page. Take a Saturday morning to view the room by room, item by item walk around to identify the little problems which you can fix on Saturday before they become big defects.
Use their Cost or Repair Guide to begin planning a home improvement strategy. Starting here will empower you to know the approximate costs so you won't be boondoggled by contractors who might charm an inflated bid past you.
Using regional data is the better way to know a return on your investment (ROI) for repairs. Making improvements to better enjoy your home is good enough reason to spend a little time and money this year. But, before you commit to a project that you think is a big payoff in ROI, check your thoughts against the 2011-12 National averages at Remodeling.
I'm an ally for people who live with roofs over their heads. Go forward. Live in your home free of stress.
Thursday, March 8, 2012
Do Right By the Customer
I am in this business to give a real estate safety edge to people. Informed people make safe commitments to do what is evidently wise for them. Infused with certainty, real estate choices are easy, financially probable, and emotionally healthy. No person should ever be manipulated into making a commitment to own, sell, or rent real estate, pay property taxes, or be denied refinancing based on unverifiable data. I'm a rigorous ally for peole who live with roofs over their heads.
Bubble? What bubble? Best time to buy. Best time to sell. Affordability index. Absorption rate. American Dream. Homeowners are more involved in community than renters. Appreciation. Investment. Cliches. The manipulation to move people to buy, sell, don't rent, is constant and dangerous to the well being of Americans; it's stressful. Consequences of real estate decisions made under stress include lack of commitment, resentment, bitterness, and fear to name a few emotional stressors. Loss of money, bankruptcy, and foreclosure are likely when unprepared people are stressed into commitments they can't keep. Divorce, failing health, and even death spawn from high stress related to loss of control. Prisoners and hostages have much in commone with people who are hostage to commitments they can't keep. They hurt from the consequences of loss of freedom.
Freedom is the gift of knowledge and insight. The tools available to the public to rise above the barage of assertions based in opinions are incredible. Multiple dozens of practicle aps and web sites are easy to use and relatively reliable for people to know what appraisers and assessors know. Access to homes for sale right next to data on homes recently sold are at your finger tips. There is no reason the widow or widower should be assessed 120% of their verifiable fair market value while the new owner next door is assessed at 100% or less of their homes value. Never again should a person who wants to refinance be denied because an appraisal showed their home is worth slightly less than what's required for approval. Every decision that works against a property owner can be disputed...having the evidence is your power to appeal.
No renter should ever be stung into owning because they have been pushed to do what they know isn't best for them. The financial part of the equation is simple in the hands of experts. The personal part of the formula can be resolved with patience and reflection on values.
There are reasonable prices to pay or accept for home buyers and owners. Reasonably accurate data exists to determine what is probable. Freedom from clinging to what's possible, but not probable, will allow people to move forward with health, wealth, and peace of mind.
I'm committed and free to do right by the customer.
Bubble? What bubble? Best time to buy. Best time to sell. Affordability index. Absorption rate. American Dream. Homeowners are more involved in community than renters. Appreciation. Investment. Cliches. The manipulation to move people to buy, sell, don't rent, is constant and dangerous to the well being of Americans; it's stressful. Consequences of real estate decisions made under stress include lack of commitment, resentment, bitterness, and fear to name a few emotional stressors. Loss of money, bankruptcy, and foreclosure are likely when unprepared people are stressed into commitments they can't keep. Divorce, failing health, and even death spawn from high stress related to loss of control. Prisoners and hostages have much in commone with people who are hostage to commitments they can't keep. They hurt from the consequences of loss of freedom.
Freedom is the gift of knowledge and insight. The tools available to the public to rise above the barage of assertions based in opinions are incredible. Multiple dozens of practicle aps and web sites are easy to use and relatively reliable for people to know what appraisers and assessors know. Access to homes for sale right next to data on homes recently sold are at your finger tips. There is no reason the widow or widower should be assessed 120% of their verifiable fair market value while the new owner next door is assessed at 100% or less of their homes value. Never again should a person who wants to refinance be denied because an appraisal showed their home is worth slightly less than what's required for approval. Every decision that works against a property owner can be disputed...having the evidence is your power to appeal.
No renter should ever be stung into owning because they have been pushed to do what they know isn't best for them. The financial part of the equation is simple in the hands of experts. The personal part of the formula can be resolved with patience and reflection on values.
There are reasonable prices to pay or accept for home buyers and owners. Reasonably accurate data exists to determine what is probable. Freedom from clinging to what's possible, but not probable, will allow people to move forward with health, wealth, and peace of mind.
I'm committed and free to do right by the customer.
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